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Care homes and housing · 31 October 2026

How to Choose a Care Home: A Practical Checklist

Read the latest inspection report, visit more than once, ask clear questions and check the contract and fees in writing before you sign with any care home.

Written with AI from NHS, GOV.UK and charity guidance and fact-checked against those sources · about this site · 4 minute read

Read the home’s latest inspection report first. Then visit more than once, ask clear questions and check the contract and fees in writing before you sign. Ratings help, but they are only a starting point.

What should you check before you visit?

Start with the home’s latest inspection report. You can ask the home for it or find it on the Care Quality Commission (CQC) website. The CQC is the regulator for health and adult social care in England.

Rules can differ in Scotland, Wales and Northern Ireland.

What should you look for on the visit itself?

Notice how the home feels and how staff spend their time. You can visit more than once, so go back at a different time of day if you can.

Trust your own impression. If something worries you, ask about it.

How do you read an inspection report?

Read the whole report, not just the headline rating. There are four possible CQC ratings. They may be shown at the home or found online.

Compare what the report says with what you see on your visits. If the two do not match, ask the manager about it.

What questions should you ask the manager and staff?

Ask about staff first, because they shape daily life in the home.

A good answer is clear and specific, and the manager is happy to explain. A worrying answer is vague, avoids the question or makes you feel rushed. If you are unsure, ask for the answer in writing.

If the person has dementia

Add these checks to your visit and questions.

What should you check in the contract and fees before signing?

Ask to see the home’s contract and terms and conditions in writing before your relative moves in. Take your time reading them.

If family pay a top-up fee (extra money family pay on top of what the council pays) and later stop paying, the resident may have to move out. Be sure you can keep paying before you agree.

Ask someone independent to read the contract before you sign, such as a solicitor. Age UK runs a free advice line for families. You can find details on the Age UK care home guide. Our rights and benefits guide explains the means test and other help with costs.

Is a care home the right choice, or should you consider alternatives?

A care home is not the only option. Alternatives may be cheaper or help the person feel more independent.

Help at home, known as home care, is one alternative. You can read about how live-in care compares with a care home. Our free care cost calculator can help you estimate costs.

The first step towards council help is asking the local council’s social services for a needs assessment (a check of what care and support your relative needs). Do not sell the home or end a tenancy until the council has made its decision.

The NHS has more on care homes and your options.

What to do next

Common questions

What should you check before visiting a care home?

Start with the home's latest inspection report, which you can ask for or find on the CQC website. Check the date on the report and decide what type of home you need, because nursing homes always have at least one qualified nurse on duty and residential homes do not.

What should you check in a care home contract before signing?

Ask to see the contract and terms and conditions in writing and take your time reading them. Ask how fees are structured, check that extras are clearly identified, and confirm that the notice conditions for ending the contract are reasonable.

What questions should you ask a care home manager?

Ask about staffing, including the staffing ratios during the day, at night and at weekends. Ask how many staff have left recently, since high staff turnover can be a warning sign of low morale.

What would care cost?

Our free calculator estimates the weekly cost of care at home and whether the council is likely to help pay, using 2026/27 rules for every part of the UK.

Sources this guide was researched from:

General information, not medical, legal or financial advice. For worries about health or medicines, speak to the GP or call NHS 111, or 999 in an emergency.

More guides

Loneliness in Older People: How to Spot It and HelpBeing alone is not the same as being lonely. Learn how to spot the signs of loneliness in an older person, how to raise it kindly and where to find free support. Carer's Assessment: What It Is and How to Ask for OneA carers assessment is a free meeting where the council looks at how caring affects you. Learn who qualifies, how to ask and what happens next.

Ask any question about care

Plain-English answers about care anywhere in the UK, using 2026/27 rules and figures for England, Scotland, Wales and Northern Ireland. It gives general guidance, not advice. The council’s free assessment is the final word.

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